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10160 Cemetery Road, Pecatonica, IL 61063.
Set in the desirable Winnebago School District, this 5+ acre rural retreat is perfectly designed for horses, animal lovers, and hobby farm living. The property features an impressive 74x80 indoor arena with slip stall, maintained riding surface, and office space-ideal for training horses, boarding horses, or enjoying your own private equestrian setup year-round. Multiple pastures surround the home, offering abundant space for horses and livestock to roam. A versatile 32x34 building with a 32x12 lean-to provides additional room for horse-related storage, equipment, or workshop use. Whether you envision horses, alpacas, chickens, gardening, or simply open space to enjoy, this property offers the flexibility to match your goals. The beautifully maintained home is warm and inviting, featuring spacious living areas and a cozy family room with a wood-burning stove. Thoughtful updates include gutter guards, while the circular blacktop drive adds convenience and curb appeal. A charming tree swing completes the setting, reflecting the care this horse property has received. A rare opportunity to enjoy true country living built with horses in mind, offering space to grow, create, and enjoy.
MLS ID: 12633124
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10160 Cemetery Road, Pecatonica, IL 61063.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $500,000 | $500,000 | $500,000 |
| Down Payment | $100,000 | $17,500 | $125,000 |
| Monthly Mortgage Amount | $2,398 | $2,983 | $3,089 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,240 | $4,045 | $3,931 |