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416 Palmor Drive, Ottawa, IL 61350.
Neat and clean with high end luxury vinyl plank flooring, this spacious 3, possibly 4-bedroom, 2 full bath half duplex offers an open floor plan and an attached 1-car garage. The inviting living room features a gas-start fireplace with the mounted TV above fireplace staying. The living room is open to the beautifully remodeled kitchen with abundant new cabinetry, quartz countertops breakfast bar with seating and included appliances. Sliding glass doors lead to a new deck overlooking the completely fenced backyard, perfect for relaxing or entertaining. The main level also includes two bedrooms and a full bath. The lower level offers a bedroom, a large family room that could easily serve as a fourth bedroom, a bonus room that could be office, playroom, storage area etc., a second full bath, and a laundry room, providing flexible living space to fit your needs. Recent updates include a new deck, water heater, and air conditioner (2020); new washer and dryer (2024); new kitchen cabinets, quartz countertops, appliances, and luxury vinyl plank flooring in the kitchen, dining area, and living room (2024); and a new ejector pump (2026). Move-in ready.
MLS ID: 12685942
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416 Palmor Drive, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $194,900 | $194,900 | $194,900 |
| Down Payment | $38,980 | $6,822 | $48,725 |
| Monthly Mortgage Amount | $935 | $1,163 | $1,204 |
| Taxes | $271 | $271 | $271 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $86 | $0 |
| Monthly Estimated Total | $1,306 | $1,620 | $1,575 |