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8538 45th Street, Lyons, IL 60534.
Welcome to 8538 45th Street in Lyons, a beautifully updated and move-in-ready ranch offering 3 bedrooms, 1 bathroom, and approximately 855 square feet of living space. Hardwood floors run throughout the home, creating a warm and inviting feel from the moment you step inside. The spacious eat-in kitchen features 42 white cabinetry, quartz countertops, matching backsplash, stainless steel appliances, and plenty of room for a dining table. The flexible rear addition is currently used as the primary bedroom and provides additional living space not commonly found in similar homes. Major improvements were completed in 2020, including new insulation, drywall, hardwood flooring, kitchen, bathroom, windows, doors, HVAC system, water heater, and cement siding. In 2024, a brand-new roof was installed on both the house and garage. The detached garage was further enhanced in 2025 with epoxy-coated floors, added insulation, finished drywall, and new gutters, making it an ideal space for parking, storage, hobbies, or a workshop. Conveniently located near schools, parks, shopping, restaurants, and major expressways, this home offers an easy commute while maintaining a neighborhood feel. A true turnkey opportunity with pride of ownership throughout-simply move in, unpack, and enjoy.
MLS ID: 12665402
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8538 45th Street, Lyons, IL 60534.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $315,000 | $315,000 | $315,000 |
| Down Payment | $63,000 | $11,025 | $78,750 |
| Monthly Mortgage Amount | $1,511 | $1,879 | $1,946 |
| Taxes | $438 | $438 | $438 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $139 | $0 |
| Monthly Estimated Total | $2,049 | $2,556 | $2,484 |